:root{
  --navy:#0d1b2a;--blue:#163b65;--blue2:#1e4a73;--gold:#c7a15a;
  --ink:#1d2733;--muted:#65717d;--line:#dfe5ea;--bg:#f7f9fb;
  --white:#fff;--max:1160px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}
img{max-width:100%;height:auto}
a{color:inherit}
.wrap{max-width:var(--max);margin:auto;padding:0 28px}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:80px;gap:24px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.brand-logo{width:66px;height:66px;object-fit:cover;border-radius:50%;display:block;flex:0 0 66px}
.brandtext strong{display:block;font-size:18px;letter-spacing:.01em}
.brandtext span{display:block;font-size:12px;color:var(--muted)}
nav{display:flex;gap:20px;align-items:center;font-size:14px;font-weight:650}
nav a{text-decoration:none;color:#34404d}
.nav-cta{padding:10px 16px;border-radius:7px;background:var(--navy);color:#fff!important}
.page-hero{background:linear-gradient(135deg,#0c1825 0%,#14314f 72%,#173d63 100%);color:#fff;padding:70px 0 72px}
.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:#e8c98c;font-weight:800}
h1{font-size:clamp(40px,6vw,62px);line-height:1.04;margin:14px 0 20px;max-width:900px}
.page-hero p{font-size:19px;color:#dbe5ee;max-width:850px;margin:0}
main section{padding:68px 0}
.light{background:var(--bg)}
h2{font-size:34px;line-height:1.16;color:var(--navy);margin:0 0 16px}
h3{color:var(--navy)}
p{margin:0 0 18px}
.lead{font-size:18px;color:var(--muted);max-width:850px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:28px;box-shadow:0 10px 25px rgba(19,42,68,.04)}
.card h3{margin:0 0 10px;font-size:20px}
.card p{color:var(--muted);margin:0}
.gold-line{border-left:4px solid var(--gold)}
.callout{background:linear-gradient(135deg,#10273f,#183b60);color:#fff;border-radius:15px;padding:34px 38px}
.callout h2,.callout h3{color:#fff}
.callout p{color:#dce6ee}
.btn{display:inline-block;text-decoration:none;padding:13px 19px;border-radius:7px;font-weight:750}
.btn.primary{background:var(--gold);color:#132031}
.btn.dark{background:var(--navy);color:#fff}
.text-link{color:var(--blue);font-weight:750;text-decoration:none}
.text-link:hover{text-decoration:underline}
.article{max-width:850px}
.article h2{margin-top:36px}
.article ul{padding-left:22px}
.notice{background:#f5f7f9;border:1px solid var(--line);border-radius:12px;padding:26px}
footer{padding:34px 0;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}
.footer-grid{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:start}
.footer-links{display:flex;gap:16px;flex-wrap:wrap;margin-top:10px}
.footer-links a{text-decoration:none}
.footer-links a:hover{text-decoration:underline}
@media(max-width:900px){
 nav a:not(.nav-cta){display:none}
 .grid-2,.grid-3{grid-template-columns:1fr}
 .footer-grid{grid-template-columns:1fr}
}
@media(max-width:560px){
 .wrap{padding:0 18px}
 .brand-logo{width:54px;height:54px;flex-basis:54px}
 .brandtext span{display:none}
}